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Compte courant

Compte courant

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OUVERTURE D’UN COMPTE COURANT POSTAL

Le compte courant postal fait partie de la gamme des comptes bancaires gérés par le Centre de Chèques Postaux (CCP), un établissement financier teneur de comptes (chèques et épargnes). Ce centre financier de la Société des Postes du Togo est spécialisé dans la commercialisation des services financiers postaux.

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DESCRIPTION

Le compte est le support de la relation entre le client et sa banque. C’est un contrat d’adhésion entre la banque (CCP) et son client. Le compte fonctionne au moyen d’un chèque, d’où l’appellation de « compte chèque » ou « compte de chèque ». Ces comptes fonctionnent également au moyen de cartes de retraits ou de paiement (cartes bancaires).

 

img2ok IDENTIFICATION DES PERSONNES  SUSCEPTIBLES / LEGITIMES A FAIRE  LA DEMANDE

 

Tout particulier, artisan ou associations, écoles, établissements, sociétés, organismes, etc.

 

imag_3okCONDITIONS GENERALES A REMPLIR

Toute personne détentrice d’une pièce d’identité valide, jouissant pleinement de ses droits à l’exclusion des mineurs et des majeurs incapables.
Les pièces exigées à l’ouverture d’un compte au CCP sont :
- Localisation géographique (adresse de rue, quartier)
- Adresse postale ou attestation de boite postale
- Téléphone (fixe et/ou cellulaire), E-mail

Vérification des pouvoirs et leur limite (autorisation de signatures et les conditions d’autorisation)
Situation juridique et financière du client.

imag_4okCOUT DE LA PROCEDURE

Pour les personnes physiques : dépôt initial de 10 000 F CFA sauf pour les salariés et les retraités

Pour les personnes morales : dépôt initial de 25 000 F CFA

imag_5okDELAI D'EXECUTION DE LA PROCEDURE

L’ouverture d’un compte CCP se fait dans les 48 H si toutes les conditions exigées sont réunies.

imag_6okCONDITIONS SPECIFIQUES POUR L’OUVERTURE DE COMPTE

Cas des personnes physiques
Photocopie d’une CNI ou du passeport en cours de validité, photocopie d’une carte de pension ou d’une carte militaire
Deux (02) photos passeport
Un formulaire à remplir au guichet

Cas des sociétés commerciales et des Etablissements (SA, SARL, SUA, SUARL, GIE etc.)
Une Copie des Statuts (sauf pour les établissements)
Un Extrait d’immatriculation au Registre de Commerce et du Crédit Mobilier (RCCM)
Une Autorisation d’installation
Une Photocopie CNI ou passeport en cours de validité du (des) signataire(s)
Deux (02) photos du (de chacun des) signataire(s)
Un formulaire à remplir au guichet

Cas des associations (ONGs, Groupements, Amicales)
Une copie des Statuts
Un Récépissé de reconnaissance d’association délivré par le Ministère de l’Administration Territoriale
Une copie de l’agrément pour les ONGs
Une copie du Procès-verbal désignant les membres signataires
Une Photocopie CNI ou passeport en cours de validité de chacun des membres signataires
Deux (02) photos passeport de chacun des membres signataires

Cas Administration publique (établissements publics, collectivités locales)

Extrait du Décret ou de l’Arrêté ministériel
Autorisation expresse du Ministre chargé des Finances
Photocopie CNI ou passeport du (des) signataire (s)
Deux (02) photos passeports de chacun des signataires

imag_7okOU FAIRE LA DEMANDE ?

Au bureau de poste ou au Centre de chèques postaux
Téléphone : 90 21 70 60 / 90 89 89 05 /90 70 82 14 / 90, 90 92 11
Email : laposte@laposte.tg Site web : www.laposte.tg
Horaires d’ouverture
Lundi à Vendredi : 07h30 – 16h45 et Samedi : 08h00 – 12h00

imag_8okCOMPLEMENTS D'INFORMATIONS

Le client reçoit à chaque opération, une notification sms

 

Télécharger ici le formulaire d'ouverture de compte courant postal

Formulaire d’ouverture de compte courant postal


LES AVANTAGES :

  • Simplicité des opérations d’ouverture
  • Commodité de fonctionnement
  • Sécurité des fonds déposés
  • Célérité dans les transactions
  • Vaste réseau national et international
  • Informatisation et l’interconnexion des bureaux de Poste
  • Retrait partout dans les 80 agences postales
  • Agios mensuel  de 1.000 FCFA seulement
  • Découvert mensuel au premier virement
  • Bénéficier de crédits variés selon votre goût
  • Délais de remboursement allant de 6 à 60 mois
  • Taux d’intérêt négociable
  • Qualité et diversité des prestations.

 

Pour tout renseignement contacter :
Tél. : 22 21 74 60 / 22 21 54 52 / 22 21 26 43

 

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